Ever wondered whose insurance pays for damages when someone else is driving your vehicle? For the most part, insurance follows the vehicle, then the driver. We’ll discuss this principle in more detail here.  Read More →

You’ve probably heard the term “full coverage” used in relation to car insurance, but what does it mean? Full coverage usually refers to coverage beyond basic liability. Here, we’ll describe in more detail what full coverage usually entails.  Read More →

The U.S. population of seniors is about to explode, which raises several issues about the safety and licensing of elderly drivers. Insurers will also face a dilemma in deciding whether to issue coverage to such a high-risk demographic. Learn more about the insurance, licensing, and safety issues of senior drivers here.  Read More →

It’s important to know what materials you should carry with you at all times so that if you are in an accident or face another emergency, you will be prepared.  Read More →

The over-65 demographic is the fastest-growing in the U.S. Drivers over 65 tend to have unique physical needs to which their vehicles must cater. We’ll discuss the top ten most senior-friendly vehicles on the market here.  Read More →

In today’s climate, more and more lawsuits are being filed (and won) for auto accidents. Typical liability coverage is often not enough, and people’s assets then become fair game. Protect yourself today.  Read More →

Vehicles with salvage titles have a curious history. Any car buyer should be careful when considering to purchase a vehicle with a salvage title, because it’s difficult to determine exactly why the vehicle has the title, and the circumstances surrounding it. Salvage titles are generally issued to vehicles that were in a severe accident or flood, so damaging that an insurance company deemed the vehicle a “total loss.” But a stolen... 

Teen drivers can raise a family’s insurance deductibles by double or even triple. Because of this, parents need to do research to obtain the most advantageous coverage and premiums. Know that your teen driver might not be automatically covered under your policy. Depending on your state’s regulations, along with your individual carrier and policy, it might be your responsibility to add coverage for your child. Boys cost more to insure... 

Senior citizens find discounts on services in most areas of their lives, but they also can find discounts on insurance. They should check to see whether any of the social or professional organizations to which they belong have relationships with insurance companies. They also should consider taking a defensive-driving course intended for seniors, which could lower their premiums. And a senior can consider buying a  Read More →

Many boat owners feel that they can suspend coverage on their insurance policy until the summer months and boating season return. However, this can be a costly error in judgment. Find out why.  Read More →

The valet attendant has crashed your car into a pole. How do you make sure that your damage is repaired without raising your premiums. Find out here.  Read More →

Medical expenses after an accident can be extremely expensive. This article will explain the difference in coverage between states, and how the various coverage options can affect you.  Read More →

You get an estimate after a car accident, and the repairs will cost more than the car is worth. In the insurance industry, this is what’s known as a “total loss.” Learn what to do in this situation and how to deal with your insurer.  Read More →

PLPD typically refers to property liability and property damage in terms of auto insurance. It’s usually the least expensive form of car insurance and in most states, it’s considered the bare minimum required in order to legally drive. However, having the minimum amount of auto insurance isn’t the wisest idea for people. Thousands of accidents occur everyday and repair costs can be out of this world. That’s why experts recommend you have... 

In the auto industry, there is some debate as to which vehicles should actually be considered sports cars. The same debate occurs among insurance companies, who have no clear method of determining sports cars from other vehicles. That means just about any sleek or fast vehicle could be considered a sports car, which is not usually to the consumer’s benefit. Vehicles that have been labeled sports cars are  Read More →